Pretty house


A real estate agent will put great effort into designing a marketing plan that will assist you in selling your home.  Advertising on the internet and in magazines, putting up yard signs , using fantastic photos on MLS sites , are some of the things you should expect.  The seller of the home decorates, declutters, creates curb appeal and makes necessary repairs.  Unless, you happen to come across a very creative seller with a homebound parrot named Daisy.

To make the best of the situation and help Daisy cope with the  anxiety of visitors and being confined to her cage, a few new words were repeated to her often.  As a result, prospective buyers  were continually reminded that the home  they were viewing is a “pretty house, pretty house”.

When the guests approached the front door to leave she graciously chirped, ” I love you goodbye, I love you goodbye”.

Daisy made the buyers feel comfortably at home, and the home sold lickety-split.  That’s what it takes to have a successful sale. At the end of the day, it made me really think about which one of us has the bird brain.

Happy home selling 🙂 photo compliments of:




Covenants, zoning and HOA’S


Before you decide on the location of your real estate purchase or during your due diligence period take the time to do some homework.
All of the above come with rules that will become part of your ownership responsibility.
They also affect your long term plans and budget, so let’s get started and I’ll make this a simple as possible.
Zoning is applied though your local government, information on how a property is zoned is usually attainable through the  tax assessors office.  An example of zoning may be that you are looking to buy a property for a mobile home when in fact stick built homes will only be allowed in the area, or the setback requirement that states where on a lot you must place your home or improvement.

Restrictive or protective covenants, may be recorded at the county courthouse or conveyed in your deed.  Even if a neighborhood has not been complying they are still worth reading.  A few examples of a covenant may be the ability to lease your property at anytime, what kind of pets are allowed, landscaping ornaments, the size of your home and house paint colors or finishes.

Homeowners associations are usually managed by the home owners, the declarant of the covenants or with the help of a management company. The Homeowners association enforces the covenants, collects dues, and oversees the maintenance of common areas , and amenities in a community. They may also become active in issues of the  greater community to promote the best interest of their neighborhood.

You can almost be  certain that zoning will apply, a good chance of covenants, and home owners and property owners associations are most popular in newer developments and condominiums.  Zoning requirements take precedence over restrictive covenants.

Happy home shopping 🙂

Sellers start packing


One of the most difficult times during home selling process is actually the time before you put your home on the market for sale. It’s a huge decision that is not limited to the sale of your personal home that you live in. You may be thinking of selling an investment property or settling an estate. It’s not unusual for a home seller to take months to make this decision, and for all situations the goal is the same, a successful sale.

Take time to prepare, make a plan with a timeline of things that need to be done to make the home “market ready”. Good first impressions are not only seen by prospective buyers but also the real estate professionals will be anxious to show your home and word spreads fast when great properties hit the market.

Keep in mind that when the sign goes up, the excitement begins!

Buying into the American dream for the first time

IMG_4984It all starts with the idea.  A new job, relocation, looking for a tax deduction, or you may just be ready to move on from the family home. These are just a few reasons to get you thinking about a home purchase and below are a few tips to get you started.

The very first thing to consider is your budget.  If you are going to mortgage a home your loan officer can be a very useful resource in assisting you with down payment options, the term of your loan by the number of years, current interest rates, how much you can borrow and what most people care about is “the monthly payment”.  I always advised buyers to carefully select the mortgage offered to them because it is a long term commitment and refinancing later typically results in more fees added on to the cost to pay off their home.

Once your price range is determined, decide on the location. This is a very important choice because the only way to change it after you buy would be to move again.  The location can also play a part in your budget because taxes and home insurance costs vary from area to area.  At times you can simply cross a county line to note a variable in these two items.  Even a cash buyer should look at location carefully for this same reason. Buyers can request that their real estate agent prepare a market analysis of more than one of your favorite locations and that will tell you how the market is trending and help you make this decision. This will also give you an indication of how real estate appreciates in the area.

After you know your price point and location make a list of your “needs and wants”.  Begin with the most important and note everything you can think of.  You may be prepared enough to get it all but don’t be disappointed if the list gets shortened during your home search.  Make sure to take your time looking so you don’t settle and keep in mind it may take months.  Your real estate agent will be there to assist you in making the choice that is right for you.  When you find it you will know it!

Happy home shopping 🙂